iOS 26.0.1 update for iPhone, Bluetooth and Wi-Fi problem solved Apple has released the iOS 26.0.1 update for its users. Although this update, which came on Monday, is not a major update, the company has presented it as an important version that fixes the errors seen in the previous version. According to Apple, the new update will resolve the Bluetooth and Wi-Fi ‘disconnection’ issues that appeared in iOS 26 . These problems were especially seen in the iPhone 17 series . Along with this, the company claims that the cellular network problem experienced by some users will also be resolved. iOS 26.0.1 and iPadOS 26.0.1 will fix connectivity errors seen in the iPhone 17 , iPhone Air and iPhone 17 Pro models . This version is expected to be useful for users who have complained of network stability problems after updating the previous version. The new update is available from iPhone 11 to later models. Users in Nepal will also be able to download and use the iOS 26.0.1 update.
What is the primary goal of personal finance? What are the 4 pillars of wealth?
### **The Primary Goal of Personal Finance**
The primary goal of personal finance is **achieving financial security and freedom**. This includes effectively managing money to meet current needs, prepare for future goals, and safeguard against financial risks. It ensures a balance between saving, spending, investing, and protecting resources.
Key objectives within this overarching goal include:
1. **Building Wealth**: Accumulating financial assets for long-term goals such as retirement, homeownership, or education.
2. **Managing Risks**: Using tools like insurance and emergency funds to mitigate financial uncertainties.
3. **Achieving Financial Freedom**: Having sufficient resources to make life decisions without being constrained by financial limitations.
4. **Reducing Stress**: Establishing a clear plan to handle debts, expenses, and savings minimizes financial anxiety.
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### **The 4 Pillars of Wealth**
The **4 pillars of wealth** represent fundamental principles for building and maintaining financial success over time:
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#### **1. Earning**
- **Foundation of Wealth**: Generating income is the starting point for building wealth. This includes active income from work and passive income from investments.
- Focus on increasing earning potential through education, skill-building, and leveraging opportunities.
- Diversify income streams to reduce dependency on a single source.
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#### **2. Saving**
- **Preservation of Wealth**: Saving ensures that you retain a portion of your earnings for future needs.
- Build an emergency fund to cover 3–6 months of living expenses.
- Automate savings to create consistency and resist the temptation to overspend.
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#### **3. Investing**
- **Growth of Wealth**: Investing allows your money to work for you and grow over time.
- Utilize diversified investment strategies, balancing risk and reward.
- Start early to leverage the power of compound interest.
- Invest in assets like stocks, real estate, and businesses to multiply wealth.
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#### **4. Protecting**
- **Safeguarding Wealth**: Protecting wealth ensures that your financial progress is not derailed by unforeseen events.
- Use insurance (health, life, disability, property) to mitigate risks.
- Have an estate plan or will to secure your wealth for future generations.
- Regularly review financial plans to ensure ongoing protection against evolving risks.
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### **Conclusion**
The **primary goal of personal finance** is achieving financial security and freedom, while the **4 pillars of wealth**—earning, saving, investing, and protecting—are the strategies that help build and sustain financial success. Together, these concepts empower individuals to lead a stable and prosperous financial life.
Which pillar of wealth will you focus on strengthening today?
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