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Loneliness and sadness can be a problem in old age, how to deal with them?

 Loneliness and sadness can be a problem in old age, how to deal with them? Many of us think that mental illness does not affect the elderly, it affects younger people. However, that is not the case. Elderly people are more likely to suffer from mental illness than people of other ages. Older people are more likely to suffer from diseases and physical problems than adults or younger people. Those who have more physical problems may also be more likely to suffer from mental illness. Just like depression is more common in the elderly than in younger people. There are some factors that cause mental problems in the elderly. Unpleasant events Some people find it difficult to accept the events that are happening now. We all fear death, that is why we rush to the hospital when we have a little problem. Elderly people are also plagued by chronic diseases. These chronic diseases are also causing a lot of fear. In such a situation, if someone dies in the village and society, it can also caus...

What is the primary goal of personal finance? What are the 4 pillars of wealth?

 What is the primary goal of personal finance? What are the 4 pillars of wealth? ### **The Primary Goal of Personal Finance** The primary goal of personal finance is **achieving financial security and freedom**. This includes effectively managing money to meet current needs, prepare for future goals, and safeguard against financial risks. It ensures a balance between saving, spending, investing, and protecting resources. Key objectives within this overarching goal include:   1. **Building Wealth**: Accumulating financial assets for long-term goals such as retirement, homeownership, or education.   2. **Managing Risks**: Using tools like insurance and emergency funds to mitigate financial uncertainties.   3. **Achieving Financial Freedom**: Having sufficient resources to make life decisions without being constrained by financial limitations.   4. **Reducing Stress**: Establishing a clear plan to handle debts, expenses, and savings minimizes fi...

What are the 5 C's of personal finance? What are the 4 pillars of personal finance?

 What are the 5 C's of personal finance? What are the 4 pillars of personal finance? ### **The 5 C’s of Personal Finance** The **5 C’s of personal finance** provide a framework to assess financial health and decision-making. These principles are often used by lenders to evaluate borrowers, but they can also guide individuals in managing their personal finances. Here’s what they entail: --- #### **1. Character** - Refers to your financial responsibility, creditworthiness, and reliability. - Lenders assess this through your credit history and payment habits. - For personal finance, it’s about maintaining good financial discipline, such as paying bills on time and avoiding unnecessary debt. --- #### **2. Capacity** - Represents your ability to repay debts or meet financial obligations. - Measured by your income, expenses, and debt-to-income (DTI) ratio. - In personal finance, it involves ensuring your expenses are well within your earnings and having a solid plan to manage loans. --- ...

Looking to study IT after graduation after passing class 12? Take care of these 4 things

Looking to study IT after graduation after passing class 12? Take care of these 4 things  The National Board of Examinations has published the Class 12 results on Friday. Along with this, students who have passed the secondary level are ready to open the doors of the university.