8 things to keep in mind while riding a two-wheeler in the rainy season During the rainy season, it is necessary for drivers to drive slowly, check the air in the tires, and avoid potholes filled with water. It is recommended to check the brakes, headlights, and other systems on time, start the journey on time, and avoid getting wet. It is important to not ride the bike unless it is essential and to pay attention to the safety of the passengers sitting behind. The rainy season has begun. The uncertain weather at this time, when it is not certain when it will be sunny and when it will rain, is making drivers uncomfortable. This season is especially challenging for people riding bikes and scooters. Slippery roads, water-covered potholes, and muddy roads increase the risk of accidents. In such a situation, every two-wheeler user should ride a bike consciously and responsibly. If you can take some precautions, you can experience a safe and comfortable journey even in the rainy season....
What are the 5 C's of personal finance? What are the 4 pillars of personal finance? ### **The 5 C’s of Personal Finance** The **5 C’s of personal finance** provide a framework to assess financial health and decision-making. These principles are often used by lenders to evaluate borrowers, but they can also guide individuals in managing their personal finances. Here’s what they entail: --- #### **1. Character** - Refers to your financial responsibility, creditworthiness, and reliability. - Lenders assess this through your credit history and payment habits. - For personal finance, it’s about maintaining good financial discipline, such as paying bills on time and avoiding unnecessary debt. --- #### **2. Capacity** - Represents your ability to repay debts or meet financial obligations. - Measured by your income, expenses, and debt-to-income (DTI) ratio. - In personal finance, it involves ensuring your expenses are well within your earnings and having a solid plan to manage loans. --- ...